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Cat Insurance - Should You Get It?

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Cat Insurance - Animal insurance can save you cash long-term. Cats in particular tend to run up pricey bills when they get into their subsequent adult years with illnesses such as UTI illnesses, kidney issues, cancer, and even a stroke. While cat insurance offers some lessening of these costs, it does not work the same way as human hospital insurance.

No Vets Accept Animal Coverage - It's Up to You to File

It's going to be difficult to find a veterinarian willing to not charge you on the spot for your appointment and instead take your insurance. Since pet insurance is very variable from pet owner to pet owner, your veterinarian will not want to end up losing money as there was an inaccuracy on what was covered by your animal insurance policy.

How Cat Insurance Works

How insurance for cats and dogs works is that you purchase a pet insurance plan thru a provider and then submit your vet bill to them for reimbursement. Cat insurance generally only covers procedures that are not routine, so your vaccines, check-ups, and basic veterinary care may not be repaid to you.

There are some pet insurance providers such as Pet Assure that instead of covering certain expenses will supply discounts on all services, including office visits, oral hygiene, hospitalizing, and surgery for your cat. For other insurance suppliers such as VPI Pet Insurance you will need to purchase an extra plan to cover routine procedures, which as of 2011 at best add up to $400 in savings on routine exams.

Benefits and Disadvantages to Cat Insurance

Insurance for cats can be inexpensive or expensive dependent on how much coverage you elect to buy. The price can be as low as $6 every month for discount on veterinary services or as much as $50 a month, that may include the option for routine care at an extra premium.

Overall, pet insurance is a sound investment, especially as your pet ages and incurs more medical problems, which can instantly mount up to the many thousands. Most vet plans cover over $10,000 in annual vet costs, so you are prepared for serious issues should you need to invest in serious veterinary care, like cancer treatment.


Title           : Cat Insurance - Should You Get It?
Keywords : pros and cons of cat insurance, cat insurance,insuring your cat